Back to the list of questions

Can I withdraw savings from my plan before the end of my contract if I keep making my contributions?


You can withdraw your savings before your RESP reaches maturity, but unfortunately this could affect the refund of your sales charges at plan maturity1, the government grants received for your child and, of course, your investment goals.

If your financial situation has changed, we recommend that you contact our Customer Service at 1 877-710-RESP (7477); our agents are there for you and can find the best solution according to your situation.

There are several alternatives available to help you pursue your savings objectives and get the most out of your investment!

Legal Notes

1. Sales charges may be withheld. However, these may be credited if you start contributing again to your RESP or open a new plan with Universitas.