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From what I understand, with the changes, the UNIVERSITAS and REFLEX Plans will basically become the same?

According to the changes, beneficiaries have access to their EAPs as soon as they enrol in a post-secondary program. So, concerning eligible programs, there are no more differences between the UNIVERSITAS and REFLEX Plans?

OUR ANSWER

All the plans offered by Universitas Financial share the same criteria to receive educational assistance payments (EAPs), namely the minimum requirements of the Income Tax Act(Canada).

So, your beneficiary will have access to 100% of the sums available whether he or she pursues a vocational, college or university education in a recognized post-secondary establishment.