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My son will be in secondary 5 next fall. When do we have to apply for money for the beginning of CEGEP the year after?

Question from: Anonymous

OUR ANSWER

As soon as your beneficiary has proof of his enrolment in an eligible post-secondary program, you’ll have access to 100% of the RESP funds accumulated for him. You’ll be able to withdraw these throughout his school career, as needed.1 

When the time comes, simply visit your Client Space to withdraw from your RESP in just a few clicks.

To learn more about how flexible and simple it is to withdraw funds for your son’s education, watch our animated video about the ABC’s of RESP withdrawals!

Legal Notes

1. Subject to limits established under the Income Tax Act (Canada)