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Why should I choose to invest with you rather than my bank?

OUR ANSWER

Education savings have been at the heart of our activities for the last 55 years and we know the RESP from top to bottom!  We dedicate all our efforts to helping parents put their kids through school, and choosing Universitas Financial offers several advantages:

  • Personalized guidance every step of the way: from the day you open your plan to the day your child graduates.
  • The guaranteed refund of your savings at plan maturity, which is not always the case with banks or other financial institutions.
  • Simple and flexible withdrawals for school, with access to 100% of your RESP funds upon post-secondary enrolment.1
  • Peace of mind knowing your child is getting every penny in grant money he or she is entitled to.2

As a non-profit organization, any surplus that is not required for the preservation or development of the organization is directly returned to our beneficiaries, and not to shareholders.

We care about doing business responsibly, which is why we only retain the services of portfolio managers that have signed the internationally-recognised Principles for Responsible Investment and that incorporate environmental, social and governance (ESG) factors into their investment decisions.

Moreover, an RESP with Universitas gives you access to an additional exclusive advantage: the Stepping Stone Program. This service offered to Universitas subscribers provides quick access to a network of education specialists. At Universitas, the RESP is much more than a financial product, it’s a means towards a bright future. That’s why we firmly believe that helping children achieve their full potential goes beyond savings.

The Stepping Stone Program thus provides six free hours of consultation (annually per family) to coach you through any challenge your beneficiary may be tackling at school, whether ADHD, bullying, speech disorders or several other situations.3

Discover 10 good reasons to choose Universitas.

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Legal Notes

1. Subject to the provisions under the Income Tax Act (Canada).

2. Contingent on the receipt of the required grant application authorization.

3. Certain conditions and restrictions apply.

* Our lawyers insist that we mention the identities marked with an asterisk are fictitious and only serve to present the most frequently asked questions. We understand your concerns well, so we took the lead. The answers, for their part, are all very real.