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Why should I choose to invest with you rather than my bank?


For over 50 years, our goal is and has always been to help families put their kids through school thanks to scholarship plans adapted to their needs. For decades we have developed and perfected our know-how as an RESP industry leader.

Here’s what you can expect from our seasoned team of experts exclusively dedicated to education savings:

  • Guidance, REAL guidance! From the day you open your plan to the day your child receives a diploma, we will be at your side, offering strategic advice at opportune moments to ensure you get the most out of your investment.
  • The refund of your savings is 100% guaranteed at plan maturity―which is not always the case with banking institutions.
  • Flexible plans with access to 100% of your RESP funds once your child enrols in a post-secondary school program!1
  • Peace of mind knowing you will receive all government grants your beneficiary is entitled to.
  • As a non-profit organization, we don’t have shareholders. This means our beneficiaries are the ones who profit from any surplus in capital that is not required to develop and maintain the organization.
  • We only partner with world-class portfolio managers that have signed the internationally-recognised Principles for Responsible Investment. Managers will need to incorporate environmental, social and governance (ESG) factors into their investment decisions

Discover 10 good reasons to choose Universitas.


Legal Notes

1. Subject to limits established under the Income Tax Act (Canada).

* Our lawyers insist that we mention the identities marked with an asterisk are fictitious and only serve to present the most frequently asked questions. We understand your concerns well, so we took the lead. The answers, for their part, are all very real.